Attachment of earnings orders involve the debtor's employer paying the CCMCC, which then passes funds to the creditor.

• A. Debtor's employer pays to CCMCC, which then pays the creditor.
• B. Employer pays directly to creditor.
• C. Court pays the creditor.
• D. The debtor receives the payments.

Answer: (A)

Attachment of earnings works by having the debtor’s employer deduct the specified amount from wages and pay that money to the CCMCC (the central collection point). The CCMCC then passes the funds on to the creditor. This central collection arrangement is what keeps the process orderly and auditable, and it allows the money to be distributed to the creditor (or creditors) as ordered, rather than bypassing the central system.

Direct payment from the employer to the creditor would skip the CCMCC and disrupt the streamlined handling and accounting. The court itself doesn’t continue to pay the creditor after issuing the order, and the debtor does not receive the payments—the money is taken from earnings and passed to the creditor.