What is the duration of standard breathing space under the debt respite scheme?

• A. 30 days
• B. 90 days
• C. 120 days
• D. 60 days

Answer: (D)

The main idea is that the standard breathing space lasts sixty days. This two‑month window gives the debtor protection from most creditor action while they access free debt advice and consider options. During these sixty days, enforcement actions are paused and typical charges or interest are not added, giving time to make plans without immediate pressure. The other durations listed don’t fit the standard breathing space, since this scheme is specifically set at sixty days. There is also a separate mental health crisis breathing space with its own duration, but that is a different provision from the standard period.