What is the purpose of the standard breathing space in relation to enforcement?

• A. Protection from enforcement claims for the period
• B. No protection
• C. Only protects against enforcement in relation to mortgage
• D. Only protects wages

Answer: (A)

The standard breathing space is meant to shield a debtor from enforcement actions for a fixed period, usually 60 days, giving time to get advice and sort out a debt solution. During this window, creditors are halted from enforcing debts or taking new enforcement steps. It applies to most debts, not just mortgages, and is not limited to wages. So the purpose is protection from enforcement claims for the period.